Schedule of Fees and Charges
EFFECTIVE 03/01/2013
Compare our list of Fees & Charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the Fees & Charges are usually substantially less than those charged by the competition. BANKING at your Credit Union could literally save you hundreds of dollars each year in Fees & Charges alone!
SHARE & SHARE DRAFT CHARGES
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One Time Credit Union Membership Fee
|
$2.00
|
|
Base Share (Savings) when Account falls
Below $50.00 (Per Month)
|
$2.00
|
|
Check Orders
|
Charges for check orders
depend on the style ordered.
|
|
Check Copy (One Free Per Month)
|
$.75 *
|
|
Stop Payment (Checking or ACH Item)
|
$25.00**
|
|
NonSufficient Funds
(Checking or ACH return items (NSF))
|
$25.00
|
|
|
|
|
Courtesy Pay
|
$25.00
|
|
Deposited Item Returned
|
$5.00
|
|
Deposited Item Returned (Written same name)
|
$25.00
|
|
Account Activity Printout
|
$1.00
|
|
Statement Copy
|
$2.00
|
DEBIT CARD and ATM CHARGES
|
PEFCU ATM Initial Card
|
$2.00
|
|
PEFCU & CheckMate Debit Card PIN Notice (Per Member Request)
|
$2.00
|
|
Card Replacement Fee
|
$10.00
|
|
Presto! ATM Cash Withdrawals
|
$.50***
|
|
Foreign ATM Cash Withdrawals
|
$1.00***
|
|
Presto! ATM Balance Inquiries
|
$.25
|
|
Foreign ATM Balance Inquiries
|
$.50
|
|
International Transaction Fee
|
.8% of the International Transaction Amount
|
|
International Currency Conversion Fee
|
1% of the International Transaction Amount
|
VISA CREDIT CARD FEES
|
Late Fee
|
Up to $20.00
|
|
International Transaction Fee
|
.8% of the International Transaction Amount
|
|
International Currency Conversion Fee
|
1% of the International Transaction Amount
|
|
Credit Card Statement Copy
|
$2.00
|
|
Card Replacement Fee
|
$10.00
|
TELLER SERVICE CHARGES
|
Cashiers' Check
|
$3.00
|
|
Money Order
|
$.70
|
|
Travelers' Checks
|
$1.00 per $100.00
|
|
Visa Gift Cards (in office purchase)
|
$3.95
|
|
Visa Gift Cards (on-line purchase)
|
$7.95
|
Mortgage Charges
|
Mortgage Loan Origination
|
When Applicable
|
|
Mortgage Loan Late Fee
|
Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount.
|
OTHER SPECIAL SERVICES
|
Domestic Wire Transfer Fee (Outgoing)
|
$10.00
|
|
International Wire Transfer Fee (Outgoing)
|
$35.00
|
|
Western Union Wire Fee (Outgoing)
|
Actual Charge From
Western Union
|
|
Bill Pay (unlimited bills)
|
Free
|
|
Convenience Payment Fee (Select payment methods)
|
$7.95
|
|
Dormant Account (after 12 months - monthly)
|
$5.00
|
|
Escheatment (Abandoned Property -transfer to state after 3 - 5 years)
|
$35.00
|
* No charge when required by Court Order or IRS Audit
** No charge to stop payment on lost or stolen share drafts
*** 1st four total ATM withdrawals per month are free.