Deposit Rates
Annual Percentage Yields Declared For the Month of April 2013
For The Following:
|
Variable Rate Accounts
|
Required Minimum Amounts
|
|
Savings Accounts*
|
Dividend Rate
|
APY
|
To Open Account
|
To Earn APY
|
|
Base Share
|
0.50%
|
0.50%
|
$5.00
|
$50.00
|
|
Special Clubs
|
0.50%
|
0.50%
|
None
|
None
|
|
Base IRA Club
|
1.25%
|
1.26%
|
$5.00
|
None
|
|
Share Draft
|
0.00%
|
0.00%
|
None
|
None
|
|
Money Market
|
0.60%
|
0.60%***
|
$1,000.00
|
$1,000.00
|
Current Rates and Annual Percentage Yields Offered Since 5/21/2013 (Subject to change every Tuesday)
For The Following:
|
Regular & IRA Certificates**
|
Required Minimum Amounts
|
|
Term
|
Dividend Rate
|
APY
|
To Open Account
|
To Earn APY
|
|
Youth Cert.**
|
0.50%
|
0.50%
|
$100.00
|
$100.00
|
|
6 Months
|
0.40%
|
0.40%
|
$500.00
|
$500.00
|
|
1 Year
|
0.50%
|
0.50%
|
$1,000.00
|
$1,000.00
|
|
2 Year
|
0.70%
|
0.70%
|
$1,000.00
|
$1,000.00
|
|
3 Year
|
1.00%
|
1.00%
|
$1,000.00
|
$1,000.00
|
|
4 Year
|
1.20%
|
1.21%
|
$1,000.00
|
$1,000.00
|
|
5 Year
|
1.50%
|
1.51%
|
$1,000.00
|
$1,000.00
|
**Available to members under 18 years of age -12 month term
|
JUMBO Regular & IRA Certificates**
|
Required Minimum Amounts
|
|
Term
|
Dividend Rate
|
APY
|
To Open Account
|
To Earn APY
|
|
6 Months
|
0.40%
|
0.40%
|
$100,000.00
|
$100,000.00
|
|
1 Year
|
0.50%
|
0.50%
|
$100,000.00
|
$100,000.00
|
|
2 Year
|
0.70%
|
0.70%
|
$100,000.00
|
$100,000.00
|
|
3 Year
|
1.00%
|
1.00%
|
$100,000.00
|
$100,000.00
|
|
4 Year
|
1.20%
|
1.21%
|
$100,000.00
|
$100,000.00
|
|
5 Year
|
1.50%
|
1.51%
|
$100,000.00
|
$100,000.00
|
NOTES:
* The dividend rate and the APY may change after the account is opened.
** A penalty may be imposed for early withdrawal. Minimum balance to open account and obtain stated APY.
***Balances below $1,000 will earn Share Draft dividend and APY.
APY. RATES AND APYS ON ALL SHARE ACCOUNT TYPES LISTED ABOVE ARE SUBJECT TO CHANGE. SOME RESTRICTIONS MAY APPLY. PLEASE CONTACT A MEMBERSHIP SERVICES OR INVESTMENT ASSOCIATE FOR ADDITIONAL INFORMATION AND DISCLOSURES REGARDING SERVICE CHARGES AND TERMS.