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Vehicle Loans

Our lending team is anxious to help you drive away in the vehicle of your dreams! We offer exceptionally low, simple interest rates on new and used cars, trucks, motorcycles, recreational vehicles and boats. Contact us today and let us assist you with any of these buying processes.

Advantages of borrowing from PEFCU

  • We can assist you with car or truck pricing, so you'll know you are getting the best deal for your next vehicle. Try using our link to NADA Car Value Reports located at the bottom of this page.
  • Financing available up to 100% of M.S.R.P Value on new car, truck and motorcycle loans (N.A.D.A. retail value for used cars, trucks, and motorcycles) for qualified borrowers.
  • Terms are available up to 84 months on new cars and trucks and 72 months on used cars and trucks. Motorcycle terms are up to 48 months on new or 36 months on used. Recreational Vehicles and New/Used boat terms are available up to 120 months on new and 84 months on used.
  • Hassle Free - quick loans, great rates, and no application fee!
  • Personal service and fast approval!
  • Payment protection. Protect your budget and your family with loan coverage (optional).

Guaranteed Asset Protection (GAP)
This protects you when a gap exists between the actual value of your vehicle and the amount of money owed on it. Learn More

Loan protection insurance
To protect you and your family from a financial burden, optional credit life insurance and disability insurance for loans are available at a reasonable cost. Learn more about loan protection insurance or ask for details when you apply for your loan.

Applying for a loan is easy:

NADA Car Value Reports
(By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This web site is not operated by PEFCU.)

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Loan Protection Insurance
GAP
Mechanical Breakdown Protection