Deposit Rates

Annual Percentage Yields Declared For the Month of October 2009

For The Following:

Variable Rate Accounts			Required Minimum Amounts
Savings Accounts*	Dividend Rate	APY	To Open Account	To Earn APY
Base Share	0.75%	0.75%	$5.00	$50.00
Special Clubs	0.75%	0.75%	None	None
Share Draft	0.50%	0.50%	$25.00	None
Base IRA Club	2.00%	2.02%	$5.00	None

Current Annual Percentage Yields Declared for the Month November 2009

For The Following:

PDMA Accounts			Required Minimum Amounts
Account	Dividend Rate	APY	To Open Account	To Earn APY
PDMA	1.50%	1.51%***	$1,000.00	$1,000.00

 

  

Current Rates and Annual Percentage Yields Offered Since 11/17/2009 (Subject to change every Tuesday) 

For The Following:

Regular & IRA Certificates**			Required Minimum Amounts
Term	Dividend Rate	APY	To Open Account	To Earn APY
Youth Cert.**	1.70%	1.71%	$100.00	$100.00
6 Months	1.40%	1.40%	$500.00	$500.00
1 Year	1.70%	1.71%	$1,000.00	$1,000.00
2 Year	2.10%	2.12%	$1,000.00	$1,000.00
3 Year	2.40%	2.42%	$1,000.00	$1,000.00
4 Year	2.70%	2.73%	$1,000.00	$1,000.00
5 Year	3.00%	3.03%	$1,000.00	$1,000.00

  **Available to members under 18 years of age -12 month term

JUMBO Regular & IRA Certificates**			Required Minimum Amounts
Term	Dividend Rate	APY	To Open Account	To Earn APY
6 Months	1.40%	1.40%	$100,000.00	$100,000.00
1 Year	1.70%	1.71%	$100,000.00	$100,000.00
2 Year	2.10%	2.12%	$100,000.00	$100,000.00
3 Year	2.40%	2.42%	$100,000.00	$100,000.00
4 Year	2.70%	2.73%	$100,000.00	$100,000.00
5 Year	3.00%	3.03%	$100,000.00	$100,000.00

NOTES:

* The dividend rate and the APY may change after the account is opened.

** A penalty may be imposed for early withdrawal. Minimum balance to open account and obtain stated APY.

***Balances below $1,000 will earn Share Draft dividend and APY.

APY. RATES AND APYS ON ALL SHARE ACCOUNT TYPES LISTED ABOVE ARE SUBJECT TO CHANGE. SOME RESTRICTIONS MAY APPLY. PLEASE CONTACT A MEMBERSHIP SERVICES OR INVESTMENT ASSOCIATE FOR ADDITIONAL INFORMATION AND DISCLOSURES REGARDING SERVICE CHARGES AND TERMS.