| Rates & Fees
Schedule of Fees and Charges
EFFECTIVE 10/01/2009
Compare our list of Fees & Charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the Fees & Charges are usually substantially less than those charged by the competition. BANKING at your Credit Union could literally save you hundreds of dollars each year in Fees & Charges alone!
SHARE & SHARE DRAFT SERVICE CHARGES
| One Time Credit Union Membership Fee |
$2.00 |
Base Share (Savings) when Account falls
Below $50.00 (Per Month) |
$2.00 |
| Check Orders |
Charges for check orders
depend on the style ordered. |
| Check Copy (One Free Per Month) |
$.75 * |
| Stop Payment (Checking or ACH Item) |
$20.00** |
NonSufficient Funds
(Checking or ACH return items (NSF)) |
$20.00 |
| Bill Pay (NSF) Fee |
$25.00 |
| Courtesy Pay |
$20.00 |
| Account Activity Printout |
$1.00 |
| Statement Copy |
$2.00 |
DEBIT CARD and ATM SERVICE & USAGE CHARGES
| Presto! ATM Initial Card |
$2.00 |
| Presto! & CheckMate Debit Card PIN Notice (Per Member Request) |
$2.00 |
| Replace Presto!, CheckMate, or Visa Credit Cards |
$10.00 |
| Presto! ATM Cash Withdrawals |
$.50*** |
| Foreign ATM Cash Withdrawals |
$1.00*** |
| Presto! ATM Balance Inquiries |
$.25 |
| Foreign ATM Balance Inquiries |
$.50 |
| International Transaction Fee |
.8% of the International Transaction Amount |
| International Currency Conversion Fee |
1% of the International Transaction Amount |
VISA CREDIT CARD FEES
| Late Fee |
$20.00 |
| International Transaction Fee |
.8% of the International Transaction Amount |
| International Currency Conversion Fee |
1% of the International Transaction Amount |
TELLER SERVICE CHARGES
|
Cashiers' Check |
$3.00 |
| Money Order |
$.50 |
| Travelers' Checks |
$1.00 per $100.00 |
LOAN SERVICE CHARGES
| Mortgage Loan Origination - When Applicable |
|
OTHER SPECIAL SERVICES
| Domestic Wire Transfer Fee (Outgoing) |
$10.00 |
| International Wire Transfer Fee (Outgoing) |
$35.00 |
| Western Union Wire Fee (Outgoing) |
Actual Charge From
Western Union |
| Bill Pay (1st 3 months free - unlimited bills) |
$3.95 Per Month |
| Dormant Account (after 12 months - monthly) |
$5.00 |
| Abandoned Property (transfer to state) |
$35.00 |
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|
* No charge when required by Court Order or IRS Audit
** No charge to stop payment on lost or stolen share drafts
*** 1st four total ATM withdrawals per month are free. |
