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Non-Variable Rates

Make our PEFCU Visa® Credit Card your go-to card. With rates lower than the national average and no fee for balance transfers, it's one of the best financial decisions you'll ever make. 

PEFCU VISA Credit Card Rates
  • Visa® Platinum: 9.90%
  • Visa® Secured: 9.90%

ScoreCard® Rewards

With the ScoreCard® rewards program, you can earn points when you use your PEFCU Visa® Credit Card. Cardholders can redeem their points for cash back, merchandise, travel, and select gift cards. You can log  in directly from PEFCU's online or mobile banking platforms to monitor your rewards balance, check for special deals, browse merchandise, and more!  Learn More Here ►

Apply Now

Are you a member? If so, you can apply for a PEFCU Visa® Credit Card via Online Banking. Start here►


Not a member yet?

You must become a PEFCU member to apply for a PEFCU Visa® Credit Card. If eligible, you can apply for membership and the PEFCU Visa® Credit Card at the same time. Start here►


Open An Account Debit

Card Fraud Protection

Your cards are monitored by our Fraud Protection Program. If your PEFCU Visa® debit or credit card is lost or stolen, you can call  (855) 477-1129 and use the Card Controls feature via Online Banking or the PEFCU Mobile Banking app to temporarily or permanently block your card.  You can unlock your card at anytime.

For more information about protecting you and your family from fraud, please visit Beware of Card Fraud.

New Member Qualifications

You must be at least 13 years of age* and have a PEFCU Checking Account** to be eligible for a PEFCU Visa® Debit Card.


*Youth ages 13-17 years old must have a Parent or Legal Guardian included as a Joint Owner.
**Account must qualify for this service.

Visa® Debit & ATM Card Designs

Picking your own card design is free! There are 10 card designs for you to choose from.

Existing Members

The PEFCU Visa® Debit Card gives members with a PEFCU Checking Account full debit card privileges.
Learn More About Debit Cards ►