Fall in Love with Your Ride Again
Want a fresh start with your car loan? We can help! PEFCU offers competitive rates for auto loan refinancing that could drastically lower your payments.
Why YOU Should Refinance with PEFCU:
- Your credit score has improved, and you want a lower interest rate.
- You need to lower your monthly payments.
- You want to remove a co-signer from your original loan.
- You’d like to save money on interest.
If you're ready for more financial freedom, check out our refinancing rates and apply below.
PEFCU REFINANCE NEW** AUTO LOANS
APR as low as 2.50%*
* Interest rates offered are dependent on the borrower’s credit score and other product terms and conditions. APR ranges from 2.50% to 13% and is determined at the time of application. Best interest rates typically are available only to borrowers with credit scores of 720 or above. Loans financed over 72 months or greater require a minimum loan amount of $35,000. Loans require a minimum loan amount of $10,000. Age of vehicle and mileage restrictions apply. Other standard underwriting criteria apply. We reserve the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice. Only available in VA, NC, SC, GA, FL, AL, TN, and KY.
Payment Example: Based on a simple interest rate of 2.50% for a $20,000 loan, this loan would have 60 monthly payments of $354.95 each at an annual percentage rate (APR) of 2.50%.
**A vehicle is considered new up to 2 model years old, and not to exceed 15,000 miles.
Other fees may apply.
PEFCU REFINANCE USED AUTO LOANS
APR as low as 2.75%*
* Interest rates offered are dependent on the borrower’s credit score and other product terms and conditions. APR ranges from 2.75% to 18% and is determined at the time of application. Best interest rates typically are available only to borrowers with credit scores of 720 or above. Loans financed over 60 months or greater is permitted for automobiles that are 5 years or newer. Loans require a minimum loan amount of $7,500. Age of vehicle and mileage restrictions apply. Other standard underwriting criteria apply. We reserve the right to withdraw this product and/or adjust available rates at any time without advance notice. Terms and conditions are subject to change without notice. Only available in VA, NC, SC, GA, FL, AL, TN, and KY.
Payment Example: Based on a simple interest rate of 2.75% for a $20,000 loan, this loan would have 60 monthly payments of $357.16 each at an annual percentage rate (APR) of 2.75%.
**Used vehicles up to 10 years old that does not exceed 125,000 miles.
Other fees may apply