How Do I Sign Up?
Early Pay
With Early Pay, your direct deposits will automatically be posted to your account up to two days early. It’s the fastest way to get your pay!
Just set up direct deposit and enjoy early access to your paycheck, up to two days ahead of schedule.*
Publix Super Markets Associates:
Click here for detailed instructions to set up your direct deposit in the Publix PASSport system.
Other Members:
To sign up for direct deposit, provide your PEFCU MICR number to your employer for processing.
Social Security / Tax Refunds/ Federal Benefits:
To set up direct deposit for your Social Security benefit, tax refund or other federal benefit programs, you can a.) complete the online Direct Deposit Account Information; b.) visit www.godirect.org; c.) call the U.S. Treasury Processing at 1-800-333-1795. Tax Refunds are sent to us electronically. If the account number and format are incorrect, the deposit will automatically be returned.
Have Your PEFCU Account Information Handy!
When participating in direct deposit and other ACH transactions, you should know the following:
- You will need both your Routing/ABA and 12-digit MICR number for all ACH transactions, including direct deposit
- The PEFCU Routing/ABA Number is 263179817
- The 12-digit MICR number can be found
- by logging into your account using mobile or online banking and selecting Account Profile > Account Information; or
- on your Account Number Information form provided at account opening; or
- on the bottom of your PEFCU checks.
*Publix Employees Federal Credit Union (PEFCU) may make ACH payroll credits available up to two business days prior to the scheduled settlement date. This early availability is not guaranteed and is dependent on when we receive payment instructions from the originator.
Funds made available early are provisional and subject to reversal if the originating financial institution fails to deliver the payment. You should not rely on early availability for time-sensitive transactions.
This service is provided at the discretion of PEFCU and may be modified or discontinued at any time without prior notice. For questions regarding ACH credit posting or account activity, please contact our Member Services team.