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Loan Rates
Loans
Loan Rates

Loan Annual Percentage Rate

Rates are effective 3/1/2022 and are subject to change.

Loan Categories

APR*  As Low As

New Auto & Truck

2.50%**

Used Auto & Truck

2.75%**

New Boat & Recreational Vehicle (RV)

4.75%**

Used Boat & Recreational Vehicle (RV)

5.25%**

New Motorcycle

5.25%**

Used Motorcycle

5.75%**

New UTV/ATV

5.25%**

Used UTV/ATV

5.75**

Publix Stock (60%)

4.25% for 120 months

Publix Stock (80%)

6.25% for 120 months

Visa® Credit Card

as low as 9.90%*

Visa® Secured Credit Card

9.90%*

Savings/Share Secured

3.00% for 84 months

Certificate Secured

Contact Loan Dept. for Rate

Personal Line of Credit

9.50%*

*APR - Annual Percentage Rate. Rate is based on Credit Worthiness.

**Rate applies to new purchase and refinances from other financial institutions only. 

 

Mortgage Rates

As of June 21, 2022

RATES CHANGE WITHOUT NOTICE and are SUBJECT TO CREDIT APPROVAL
The Annual Percentage Rates (APR) posted are estimates and are intended for informational use only.  Your actual APR may vary.

Conventional Loans- The rates displayed are for conforming loan programs and are based on a $250,000 Loan Amount with 20% down/equity.

Jumbo Loans- The rates displayed are for conforming loan programs and are based on a $750,000 Loan Amount with 20% down/equity.

Home Equity Loans- The rates displayed are based on a loan amount of $50,000.00.

First Time Home Buyer-  Eligible in the state of FL only. The rates displayed are for conforming FTHB 1st mortgage and are based on a $350,000.00 loan amount with FTHB Second Mortgage loan based on $87,500.00.

LOAN CATEGORY

RATE/APR*

                    RATES QUOTED WITHOUT POINTS

CONVENTIONAL MORTGAGE

30YR FIXED

6.000% / 6.073%**

20YR FIXED

5.250% / 5.344%**

15YR FIXED

5.125% / 5.244%**

JUMBO MORTGAGE

30 YR FIXED

6.000% / 6.024%***

20 YR FIXED

5.500% / 5.532%***

15 YR FIXED

5.250% / 5.290%***

HOME EQUITY

15 YR FIXED

4.750% / 5.116%****

First Time Home Buyer 1st Mortgage (FTHB)

30 YR

6.000% / 6.052%*****

First Time Home Buyer (FTHB) Home Equity (2nd Mortgage)

15 YR 5.000% / 5.209%******

 

*Annual Percentage Rate

**APR Conforming Limit is based on $250,000 loan amount

***APR Jumbo is based on $750,000 loan amount

****APR Home Equity is based on $50,000 loan amount

*****Offer valid as of May 16, 2022 and may be canceled without notice. Valid in the State of Florida only. Membership required. Approval subject to creditworthiness. Primary residence only. Construction loans excluded. Acceptable appraisal and title required. Property insurance required. Flood insurance when required. Escrows are required. Borrower is responsible for out-of-pocket expenses, such as closing costs, home inspection and appraisal fees, etc. Borrower must simultaneously qualify for both FTHB loan (80% of financing) and Home Equity Term Loan First-Time Home Buyer loan (20% of financing). Loan amounts from $50,000 to $350,000 on the first mortgage. Maximum Purchase Price $437,500. Other terms and conditions apply. See your loan officer for details. Payment example: Based on a credit score of 680, a 30-year first mortgage loan for $350,000 at 6.052% APR has monthly principal and interest payments of $2,098.43, and a 15- year home equity loan for $87,500 at 5.209% APR has monthly principal and interest payments of $714.95. Payment example does not include amounts for taxes or insurance premiums; the actual payment obligation will be greater. NMLS #403109

******FTHB Second Mortgage loans- The rates are displayed for conforming loan programs and are based on a loan amount of $87,500.00. Eligible in the State of FL ONLY.

Publix Employees Federal Credit Union logo

Member Contact Center

1-800-226-6673

Card Services

1-800-226-6673 ext 6602

NMLS#

403109

E-Mail

[email protected]

Routing Number

263179817

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