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      • Deposit Rates
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      • Secondary Savings
      • Holiday Club Account
    • Free Checking
      • Overdraft Protection
      • Courtesy Pay
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      • Deposit Rates
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      • Investment FAQs
    • More Account Info
      • Applications & Forms
      • Direct Deposit
      • Schedule of Fees & Charges
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      Loan Products

      <em>Loan</em> Products Apply Now
    • Consumer Loans
      • Personal Line of Credit
      • Publix Stock
      • Savings, Secured & Certificate Secured Loans
    • Vehicle & Boat Loans
      • Cars & Trucks
      • Motorcycles
      • UTVs/ATVs
      • Boats & RVs
      • First-Time Buyer Car Loan
    • Mortgages
      • Conventional & Jumbo
      • Home Equity
      • Mortgage FAQs
      • First-Time Home Buyer Program
    • More Loan Info
      • Check Application Status
      • Consumer Loan Application
      • VISA Credit Card Application
      • Loan Rates
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      <em>Become a</em> Member Apply Now
    • Online Services
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    • Mobile Services
      • Mobile Banking
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      • Mobile Banking FAQs
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      • Calculators
      • FREE Credit Report
      • Knowledge of Financial Education
    • Protect Your Assets
      • Accidental Death & Dismemberment
      • Auto & Home Coverage
      • Life, Cancer, & Medicare
      • NCUA Share Insurance
    • Other Services
      • CAT 24/7 (Computer Access by Telephone)
      • CO-OP ATM Network
      • Wire Transfers
      • Free Notary & Signature Guarantee
      • Safe Deposit Box
  • About

      Become a Member

      <em>Become a</em> Member Apply Now
    • About Us
      • Membership Eligibility
      • Select Employee Groups (SEGs)
      • Annual Report
      • ADA / Web Accessibility
    • Locations & Hours
      • Lakeland Branch
      • Altamonte Springs Branch
      • Jacksonville Branch
      • Norcross Branch
      • Pembroke Pines Branch
      • Royal Palm Beach Branch
      • Sarasota Branch
    • Help and Resources
      • Disclosures
      • Privacy
      • Brochure Rack
      • PEFCU University
      • Holiday Closings
      • Live Chat FAQs
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  • Security
    • PEFCU Security Center
      • Compromised Account?
      • Disputes & Stop Payments
      • How We Contact You
    • Fraud Prevention
      • Beware of Spoofing
      • Banking Scams
      • More Safety Tips
    • Protect Your Cards
      • Lost or Stolen Card?
      • Cards Transaction Alerts
      • Card Controls Feature
      • Travel Notifications
      • VISA® Security Features
    • PEFCU Alerts & Updates
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    • Join Our Team
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Schedule of Fees & Charges
Accounts
Schedule of Fees & Charges

EFFECTIVE 04/2022

Compare our list of fees & charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the fees & charges are usually substantially less than those charged by the competition. Banking with PEFCU could literally save you hundreds of dollars each year in fees & charges alone!  To print the fee schedule, click here.

SHARE & SHARE DRAFT CHARGES

 

Prime Share (Savings) Balance < $50.00 (Per Month)*

$2

Check Orders

Charges for check orders
depend on the style ordered.

Check Copy (One Free Per Month)

$.75 **

Stop Payment      (Checking, ACH Item, or Recurring VISA Debit/Credit Transaction**)

$25***

Non-Sufficient Funds 
(Checking or ACH Return Items (NSF))

$25

Mobile Deposit Item Rejected

$25

Courtesy Pay

$25

Returned Item (Non-Member)

$5

Returned Item (Payee Same As Payer)

$25

Account Activity Printout

$1

Statement Copy

$2

 
 

DEBIT CARD & ATM CHARGES

 

Presto! ATM Cash Withdrawals

$.50****

Foreign ATM Cash Withdrawals (Cash Advance)

$1****

Presto! ATM Balance Inquiries

$.25

Foreign ATM Balance Inquiries

$.50

International Transaction Fee

1% of the International Transaction Amount

International Currency Conversion Fee

1% of the International Transaction Amount

 
 

VISA CREDIT CARD FEES

 

Late Fee

Up to $20

International Transaction Fee

1% of the International Transaction Amount

International Currency Conversion Fee

1% of the International Transaction Amount

Foreign ATM Cash Withdrawals (Cash Advance) $1****

Credit Card Statement Copy

$2

 
 

TELLER SERVICE CHARGES

 

Cashier's Check

$3

Money Order

$.70

 

LOAN FEES  

Personal Line of Credit (PLOC)

Fee charged when payment is received on or after the 16th day late.  Fee will be equal to 5% of your payment amount.

Closed End Consumer Loan Late Fee

Late fee of $15 will be charged when payment is received on or after the 16th day late.

Publix Stock Loan Processing Fee

$75 

 

 

MORTGAGE CHARGES

 

Mortgage Loan Origination

Contact our Mortgage Office for current rate.

Mortgage Loan Late Fee

Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount.

Subordination of Mortgage

$250.00

Partial Release Fee

$250.00

 

 

OTHER SPECIAL SERVICES

 

Domestic Wire Transfer Fee (Outgoing)

$15

International Wire Transfer Fee (Outgoing)

$40

Bill Pay (Unlimited Bills)

Free

Convenience Payment Fee (Select Payment Methods)

$7.95

Dormant Account After 12 Months (Per Month)

$5

Escheatment (Abandoned Property -Transfer to State after 3 - 5 Years)

$35

 
*Starts six months after the account opening
** No charge when required by court order or IRS audit.
*** No charge to stop payment on lost or stolen share drafts.
**** First six  ATM withdrawals per account/per month are free.
 

 

Publix Employees Federal Credit Union logo

Member Contact Center

1-800-226-6673

Card Services

1-800-226-6673 ext 6602

NMLS#

403109

E-Mail

[email protected]

Routing Number

263179817

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Privacy Policy | Disclosures
Copyright © 2022 Publix Employees Federal Credit Union
 
If you are using a screen reader or other auxiliary aid and are having difficulty with this site, please call 1.800.226.6673

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By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This website is not operated by PEFCU. PEFCU makes no representations or warranties about any other Website which you may access through this one. When you access non-PEFCU websites, even though they contain the PEFCU logo and content regarding PEFCU's products and services, such websites are independent of PEFCU and PEFCU has no control over the operation of non-PEFCU sites. In addition, a link to a non-PEFCU website does not mean that PEFCU endorses that website or has any responsibility for the use of such a website.

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You are now leaving the Publix Employees Federal Credit Union's website

By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This website is not operated by PEFCU. PEFCU makes no representations or warranties about any other website which you may access through this one. When you access non-PEFCU websites, even though they contain the PEFCU logo and content regarding PEFCU's products and services, such websites are independent of PEFCU and PEFCU has no control over the operation of non-PEFCU sites. In addition, a link to a non-PEFCU website does not mean that PEFCU endorses that website or has any responsibility for the use of such a website.

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