EFFECTIVE 07/2020
Compare our list of fees & charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the fees & charges are usually substantially less than those charged by the competition. Banking with PEFCU could literally save you hundreds of dollars each year in fees & charges alone!
|
SHARE & SHARE DRAFT CHARGES |
|
|---|---|
|
Prime Share (Savings) Balance < $50.00 (Per Month)* |
$2 |
|
Check Orders |
Charges for check orders |
|
Check Copy (One Free Per Month) |
$.75 ** |
|
Stop Payment (Checking, ACH Item, or Recurring VISA Debit/Credit Transaction**) |
$25*** |
|
Non-Sufficient Funds |
$25 |
|
Mobile Deposit Item Rejected |
$25 |
|
Courtesy Pay |
$25 |
|
Returned Item (Non-Member) |
$5 |
|
Returned Item (Payee Same As Payer) |
$25 |
|
Account Activity Printout |
$1 |
|
Statement Copy |
$2 |
|
DEBIT CARD & ATM CHARGES |
|
|---|---|
|
Presto! ATM Cash Withdrawals |
$.50**** |
|
Foreign ATM Cash Withdrawals (Cash Advance) |
$1**** |
|
Presto! ATM Balance Inquiries |
$.25 |
|
Foreign ATM Balance Inquiries |
$.50 |
|
International Transaction Fee |
1% of the International Transaction Amount |
|
International Currency Conversion Fee |
1% of the International Transaction Amount |
|
VISA CREDIT CARD FEES |
|
|---|---|
|
Late Fee |
Up to $20 |
|
International Transaction Fee |
1% of the International Transaction Amount |
|
International Currency Conversion Fee |
1% of the International Transaction Amount |
| Foreign ATM Cash Withdrawals (Cash Advance) | $1**** |
|
Credit Card Statement Copy |
$2 |
|
TELLER SERVICE CHARGES |
|
|---|---|
|
Cashier's Check |
$3 |
|
Money Order |
$.70 |
| LOAN FEES | |
|---|---|
|
Personal Line of Credit (PLOC) |
Fee charged when payment is received on or after the 16th day late. Fee will be equal to 5% of your payment amount |
| Closed End Consumer Loan Late Fee |
Late fee of $15 will be charged when payment is received on or after the 16th day late. |
|
Publix Stock Loan Processing Fee |
$75 |
|
MORTGAGE CHARGES |
|
|---|---|
|
Mortgage Loan Origination |
Contact our Mortgage Office for current rate. |
|
Mortgage Loan Late Fee |
Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount. |
|
OTHER SPECIAL SERVICES |
|
|---|---|
|
Domestic Wire Transfer Fee (Outgoing) |
$15 |
|
International Wire Transfer Fee (Outgoing) |
$40 |
|
Bill Pay (Unlimited Bills) |
Free |
|
Convenience Payment Fee (Select Payment Methods) |
$7.95 |
|
Dormant Account After 12 Months (Per Month) |
$5 |
|
Escheatment (Abandoned Property -Transfer to State after 3 - 5 Years) |
$35 |
