Free Services Thank you for choosing PEFCU!
Banking with PEFCU could literally save you hundreds of dollars each year in fees & charges alone! To print the fee schedule, click here.
We are pleased to offer you these free services:
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EFFECTIVE 03/2025
SAVINGS & CHECKING CHARGES
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Check Orders |
Charges for check orders |
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Stop Payment (Checking, ACH Item, or Recurring Visa® Debit/Credit Transaction)* |
$30 |
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Non-Sufficient Funds |
$30 |
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Mobile Deposit Item Rejected |
$25 |
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Courtesy Pay |
$30 |
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Returned Item (Payee Same As Payer) |
$25 |
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Account Inactivity Fee (Charged after 13 months of inactivity) |
$10 |
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Printing Service Fee (Account Activity Printout, Statement Copy, Check Copy (One Free Per Month))*** |
$5 |
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Early Withdrawal Fee - Holiday Club Account**** |
$5 |
EFFECTIVE 03/2025
CARD SERVICE AND USAGE CHARGES
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Presto!® ATM Withdrawals* |
$0.50 |
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Presto!® ATM Balance Inquiries |
$0.25 |
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Foreign ATM Withdrawals (non-Presto!® or non-PEFCU ATMs)* |
$1 |
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Foreign ATM Balance Inquiry (non-Presto!® or non-PEFCU ATMs) |
$0.50 |
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International Transaction Fee (of the International Transaction Amount) |
1% |
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International Currency Conversion Fee (of the International Transaction Amount) |
1% |
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Visa® Credit Card Late Fee |
Up To $20 |
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Card Replacement Fee** |
$10 |
| Expedited Shipment of Plastics*** (Applies to the expedited shipment of debit, ATM, and credit cards) | $25 |
EFFECTIVE 03/2025
OTHER SPECIAL SERVICES
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Domestic Wire Transfer Fee (outgoing) |
$20 |
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International Wire Transfer Fee (outgoing) |
$45 |
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Wire Transfer Fee (incoming) |
$5 |
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Escheatment (abandoned property - transfer to state) |
$35 |
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Pay a Person Real-Time Fee |
$1 |
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Account Number Change Fee* |
$30 |
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Legal Processing Fee (Court Orders, Subpoenas, Garnishments, etc.) |
$50 |
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Legal Transport Fee |
Price of FedEx Shipping |
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Research Fee |
$20/hour |
| Returned A2A or P2P Fee | $25 |
EFFECTIVE 03/2025
TELLER SERVICE CHARGES
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Cashier's Check |
$5 |
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Money Order |
$5 |
SAFE DEPOSIT BOX FEES
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3X5 |
$20 |
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5X5 |
$25 |
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3X10 |
$30 |
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5X10 |
$45 |
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10X10 |
$65 |